Chapter 8: Health Care Policy

Study

The focus of Chapter 8 is health care policy, with an emphasis on the rising cost of care and the role that government and citizens can play in reducing expenses and improving the health of Americans. The text surveys the major government institutions that deal with health care, both historically and currently, and indicates the most useful information sources about health care policy, most of which are Web accessible. A brief account of the evolution of U.S. health care policy helps explain the nation’s unique approach to the issue, especially the dominant role played by private health insurance companies (through employer-provided health care benefits), and the challenges facing citizens who have no health insurance.

 

The pluralistic U.S. health care system is described in detail to illustrate the variety of government institutions and programs in the health care arena. Special attention is given to the major federal and state programs, especially Medicare, Medicaid, and the veterans health care system--their provisions, costs, and the criticisms directed at them--and commonly suggested reforms. The government’s new program to include prescription drug coverage as part of Medicare also is discussed. Other health care issues, such as portability of insurance when individuals change jobs, patients’ rights, and the strengths and limitations of health maintenance organizations (HMOs), receive concentrated study as well.

 

The chapter includes a review of such issues as the quality of U.S. health care, questions of equity in the provision of health care services, and the central role of lifestyle choices and wellness activities in both improving public health and holding down health care costs. The focused discussion deals with the issue of whether there should be a greater emphasis on preventative health care, such as reducing the level of obesity and cigarette smoking in the United States.